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Dan Duncombe CeMAP, CeRER

Mortgage & Protection Advisor

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Dan Duncombe

Dan joined Perspective (Lloyd O’Sullivan) in December 2025, bringing with him extensive experience in the mortgage and protection sector. He joined to focus on supporting clients with their mortgage and protection needs within a broader wealth management environment.

Dan qualified in Financial Services in 2014 and has worked predominantly within the Central London property market. Over the years, he has built strong experience advising a wide range of clients, developing in-depth knowledge of both lending criteria and protection solutions.

In his role, Dan works closely with clients to understand their financial and homeownership goals, aligning these with their mortgage and protection needs. He advises on the most suitable route forward and manages the application process from start to finish to help achieve the best possible outcome. He particularly enjoys the fact that every client is different, and that each lender and provider offers slightly different solutions — allowing him to carefully match the right product to the right client.

Dan supports clients by putting their needs at the heart of everything he does, tailoring effective and practical mortgage and protection solutions designed around their individual circumstances.

Outside of work, Dan enjoys hiking, cooking and watching most sports involving a ball.

What to do if we didn’t get something right

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

Contact

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

Tel: 0800 023 4567 or 0300 123 9123

www.financial-ombudsman.org.uk