Nicholas Townsend DipPFS, Cert CII (MP & ER)

Nick joined Perspective following the acquisition of Devonshire Wealth Management, where he had been an integral member of the team since 2008.

Nick joined Perspective following the acquisition of Devonshire Wealth Management, where he had been an integral member of the team since 2008. His move into Perspective Financial Group Ltd marked a natural continuation of his commitment to delivering high‑quality financial advice and client-focused service. 

Nick began his career in 2000 with a major UK insurer, gaining extensive, hands-on experience across the financial services sector. For more than two decades, he has developed a deep understanding of the industry, supporting clients through all stages of their financial journeys. 

He holds the DipPFS and Cert CII (MP & ER) qualifications and is currently working towards further specialist qualifications in long‑term care. 

As a Financial Advisor, Nick provides guidance across a broad range of financial planning needs, with a particular focus on helping individuals plan effectively for their future so they can enjoy a fulfilling retirement. He is committed to delivering clear, holistic advice tailored to each client’s unique goals and circumstances. Nick also brings specialist expertise in the mortgage market, holding qualifications in both Mortgages and Equity Release. 

The most rewarding part of his role is helping clients achieve their ambitions – whether that’s preparing for retirement, buying a home, or gaining greater confidence in their long-term financial outlook. 

Outside of work, Nick is a keen cyclist and enjoys spending time with his family. He is married with three children.